Engaging with a credit card can open doors to exciting rewards and benefits. The St. George Amplify Qantas Signature credit card stands out in the competitive market. It offers a unique blend of travel perks, rewards points, and exclusive services.
Whether you are a frequent traveler or an occasional flyer, this card can enhance your experience. With its appealing features, it’s worth considering for anyone looking to maximize their spending power.
Why Should I Get a St. George Amplify Qantas Signature Credit Card?
High Points Earning Potential
The St. George Amplify Qantas Signature card allows you to earn 0.75 Qantas Points for every dollar spent on eligible purchases. This earning rate applies up to a maximum of $250,000 annually, making it ideal for frequent spenders. Bonus points are not included in this cap, enhancing your earning potential.
Attractive Welcome Bonus
New cardholders can earn up to 90,000 bonus Qantas Points when they spend $6,000 on eligible purchases within the first 90 days of approval. This bonus can significantly boost your points balance, making it easier to redeem for flights or upgrades.
Travel Benefits
Cardholders receive two complimentary Qantas Club lounge passes each year, enhancing your travel experience. Additionally, the card includes comprehensive travel insurance, covering international and domestic trips, including COVID-19-related issues.
Flexible Redemption Options
The Amplify Qantas Signature card provides flexibility in redeeming points. You can use your points for flights, upgrades, or shopping with various partners. Points never expire, allowing you to accumulate them over time.
Exclusive Services
Enjoy access to a concierge service, assisting with travel bookings and experiences. The card also supports mobile payments through Apple Pay, Google Pay, and Samsung Pay, making transactions seamless.
Pros and Cons of St. George Amplify Qantas Signature Credit Card
| Pros | Cons |
|---|---|
| High points earning rate | Annual fee of $295 |
| Attractive welcome bonus | Interest rate of 20.99% p.a. |
| Two complimentary Qantas lounge passes | High cash advance fee of 21.99% p.a. |
| Comprehensive travel insurance | Limited to eligible purchases |
| Flexible redemption options | $15 late payment fee |
Fees and Interest Associated with St. George Amplify Qantas Signature Credit Card
| Fee Type | Amount |
|---|---|
| Annual Fee | $295 |
| Interest Rate on Purchases | 20.99% p.a. |
| Cash Advance Interest Rate | 21.99% p.a. |
| Late Payment Fee | $15 |
| Overseas Transaction Fee | 3% of the transaction amount |
How to Apply for a St. George Amplify Qantas Signature Credit Card?
To apply for a St. George Amplify Qantas Signature card, you need to meet specific eligibility criteria. You must be an Australian citizen, resident, or long-term visa holder aged 18 or older. Additionally, you should have a regular, verifiable Australian taxable income and a residential address in Australia.
Application Process
- Gather Required Information: Prepare your identification details, financial information, and proof of income.
- Online Application: Visit the St. George website or use their mobile app to start your application.
- Complete the Form: Fill out the application form with your personal and financial details.
- Submit Application: Review your information and submit the application.
- Receive Approval: The approval process typically takes a few minutes to a few days. If approved, you will receive your card in the mail.
- Activate Your Card: Follow the instructions to activate your card and start enjoying its benefits.
The Final Words
The St. George Amplify Qantas Signature card offers valuable rewards and travel benefits. With its competitive points earning potential and attractive welcome bonus, it suits frequent travelers well. Consider this card if you seek to enhance your spending power while enjoying exclusive perks.