The Westpac BusinessChoice Rewards Platinum Mastercard helps in expense management while earning big rewards. This card, built specifically for business needs, includes several features such as flexible rewards points, comprehensive insurance coverage, and exact expenditure tracking.
Whether you want to improve your cash flow, collect rewards on regular business expenditures, or enjoy luxury amenities, the Westpac BusinessChoice Rewards Platinum Mastercard is the best option for company owners wanting to maximize efficiency and value.
Special Offers on Westpac BusinessChoice Rewards Platinum Mastercard
Westpac offers certain special offers based on the consumer’s credit criteria, such as:
- You may earn 50,000 additional Qantas points after spending $3000 with your new BusinessChoice Rewards Platinum Mastercard on qualifying purchases within 90 days of acceptance. This offer has a limited-time validity.
- One-time Qantas Business Rewards program membership fee gets removed (saving you $89.50) for new cards.
Westpac BusinessChoice Rewards Platinum Mastercard Benefits
One of the many benefits is being eligible for Qantas reward points. With every eligible spending, you can earn Qantas Rewards points that can be transferred to a Qantas Frequent Flyer account of your choice. These points can be used to upgrade flights and more.
You may earn 0.75 points for every $1.50 qualified purchase and up to 10,000 points each month. Furthermore, you may receive 0.5 points for every $1.50 spent on government payments (e.g., ATO), up to 100,000 Qantas Points monthly. Its major benefits include:
Interest-Free Purchase
Extend your cash flow with up to 55 days of interest-free purchases when the closing balance on your bill is paid in full every month.
Additional Cards
You can issue up to 99 cards on one account for your employees. There are several complementary insurance options available for the card.
Fees and Rates
The annual card fee is $150 per card. The variable interest rate for cash advances and purchases is 20.24%. You get the choice of two liability options.
How to Apply for Westpac BusinessChoice Rewards Platinum Mastercard?
Westpac BusinessChoice Rewards Platinum card can be applied online. To apply online, follow the below process:
- Open Westpac’s official website
- Click on Business
- Choose Credit Cards
- Click on Rewards Credit Cards
- Select BusinessChoice Rewards Platinum
- Click on Apply Now
- Start answering the questions in the application form and follow the instructions.
Pros and Cons of Westpac BusinessChoice Rewards Platinum Mastercard
| Pros | Cons |
| Westpac Business Choice Rewards Platinum Mastercard credit limit starts from $1000 for each card. | Other business cards have higher earning rates for points. |
| Personal concierge services | 3% foreign transaction charges |
| Westpac Business Choice Rewards Platinum Mastercard limit for cards individually can be set to up to 10 cardholders (up to the total business account limit). | – |
| Bank feeds for accounting software such as MYOB, QuickBooks, and Xero. | – |
Value of Qantas Business Rewards Points
Let’s look at what you can get with your Qantas Rewards points:
| Spending | Reward |
| Spend $40,020 | Get $100 gift card |
| Spend $16,000 | Earn Sydney-Melbourne one way round domestic flight |
| Spend $220,800 | Earn Sydney-London return international flight |
| At 100,000 points annually | Points are capped |
Westpac BusinessChoice Rewards Platinum Mastercard Fees and Rates
| Fee/Rates | Amount |
| Annual card fee | $150 |
| Cash advance fee | 3% |
| Missed fee payment | $0 |
| Overlimit fee | $0 |
| Purchase rate | 20.24% (variable) |
| Cash advances | 20.24% (variable) |
Why Go for Westpac BusinessChoice Rewards Platinum Mastercard?
One of the main reasons to opt for a business card is to keep your expenditure separate from office expenses. This simplifies bookkeeping and detailing, especially around credit time. With Westpac business credit cards, you can download and import your monthly bills into bookkeeping software.
Another advantage is the yearly card expenditure on all of the individual’s business cards, which may be charged deductible.
Conclusion
Finally, the Westpac BusinessChoice Rewards Platinum card is an excellent choice for any organization looking to improve financial management. This card’s extensive feature set, which includes appealing rewards points, complex insurance options, and exact cost tracking, allows business owners to streamline operations and get more out of their expenditures.
By selecting the Westpac BusinessChoice Rewards Platinum card, you are investing in both a payment solution and your company’s future success and growth.