With the Westpac Altitude Business Gold Mastercard, company owners can increase their financial freedom and receive worthwhile benefits at the same time. With this premium card, you can take advantage of reasonable interest rates, effectively manage your company spending, and access a variety of special features customized to your specific needs. This card delivers the features and benefits to propel your company to new heights, whether your goal is to reduce expenses or collect rewards on regular purchases.
What Makes the Westpac Altitude Business Gold Mastercard the Better Option?
Wondering what is so special about this card? Let’s look at the Westpac business gold MasterCard benefits below.
Complimentary Insurance
You may get extra insurance for automobile rental in Australia using this card. In addition, you can also get up to three months of free coverage for foreign travel insurance, extended warranties, four months of purchase protection, and international transit accident insurance.
Frequent Flyer
You may book flights with reputable international airlines by accruing reward points on this card. Use the reward points to get a flight upgrade or book a flight on carriers like Qantas.
Digital Payments
You can link the Westpac business gold mastercard with various digital wallets to make fast and contactless payments. The card is compatible with Google Pay, Apple Pay, Garmin Pay, and Samsung Pay.
Additional Cardholder
It is easy to add one additional cardholder (should be at least 16 years old) at no extra cost to your existing Westpac business gold mastercard. The primary cardholder will be liable for all the transactions on the additional card and the primary card.
Card Security
Westpac card is embedded with a microchip and offers many security features to its customers against fraudulent activities. Additionally, you will receive additional security by using Westpac’s enhanced online security service when you make purchases at a partner online retailer.
Tax Reporting
It is easy to link your accounts with your third-party service provider by setting up an automatic bank feed4 through Westpac Online Banking. Alternatively, you can export your transactions from Westpac Live as a CSV file and import them into the system of your choice.
Pros and Cons of Westpac Altitude Business Gold Mastercard
| Pros | Cons |
| There is no annual fee for the first year; after that, it is $150 annually. | The standard interest rate is higher than other cards if you hold a balance. |
| For a full year, the balance transfer rate is 4.99% annually. | |
| There is one reward point for every $1 spent. | |
| On government payments, you can earn 0.5 altitude points. | |
| You can earn 20,000 maximum altitude points in every statement cycle. | |
| Complimentary domestic and international travel insurance. | |
| Westpac altitude business gold MasterCard credit limit is between $1000 and $80,000 and is a personal liability business card. |
Fees and Interest Rate Linked with Westpac Altitude Business Gold Mastercard
| Fee Type | Amount |
| Card fee | $0 for first year, then $150 per annum |
| Foreign transaction fee | 3% |
| Cash advance fee | 3% |
| Missed payment fee | $0 |
| Overlimit fee | $0 |
| Variable purchase rate | 20.24% |
| Variable cash advance rate | 20.74% |
How to Apply Westpac Altitude Business Gold Mastercard?
To apply for the Westpac Business Gold Mastercard, follow the procedures listed below:
- Go to the official website of Westpac.
- Click on the business tab.
- Choose the rewards credit cards from the credit cards option.
- Select Altitude Business Gold Mastercard and click on Apply Now.
- Follow the instructions and submit the application.
Eligibility Criteria
You must check the eligibility criteria before applying for the card. The details are as follows:
- You have to be at least eighteen.
- You must be a permanent Australian resident.
- Your annual income should be a minimum of $30,000.
- The card should only be used for business or investment purposes.
Closing Thoughts
The Westpac Altitude Business Gold Mastercard is a valuable tool for businesses seeking convenience and advantages. Its extensive features, which include strong rewards programs and travel benefits, make it the perfect option for companies trying to maximize their spending. With this card, your company is prepared to handle ongoing costs and potential future expansion. Do check whether the Westpac business gold Mastercard lounge access is there as an added advantage.