Experience the best benefits and exclusive privileges that the Westpac Altitude Black Credit Card can offer in Australia to people who want nothing but the best. Be it across the world or any special treatment you like, this card will serve your lifestyle needs.
The Altitude Black Credit Card offers generous rewards, extended travel insurance, and access to airport lounges—all ensuring that every aspect of your finances and travel experience is maximized. If flexibility, high credit limits, and a raft of rewards are what you’re after, then the Altitude Black Credit Card might prove ideal for you.
Benefits of Getting a Westpac Altitude Black Credit Card
Some of the following Westpac Altitude black card benefits make it truly exceptional:
Comprehensive travel insurance
Westpac altitude black credit card travel insurance offers domestic and international travel insurance; therefore, peace of mind during journeys.
Higher Credit Limit
The Westpac Altitude Black minimum credit limit is, at least, that bit more than most others do; hence, it is flexible enough to accommodate big expenses when necessary.
Altitude Rewards
These are, in a sense, the free gift vouchers Westpac offers its loyal customers, given that one earns points on every dollar spent—all redeemable on flights, hotels, shopping vouchers, and more.
Exclusive Lounge Access
Free entry into over 1,200 airport lounges worldwide, which makes traveling in great comfort.
Purchase Protection
Extended warranty on your purchases protects your valuable purchases for longer.
Entertainment Privileges
Pre-book tickets for concerts, sports and other events using Westpac concierge service to enjoy priority access to sold-out events.
Flexibility with Rewards
You can earn Qantas or Altitude Rewards points but you also have other options available according to your preference.
24-hour Concierge Service
You may contact the concierge service any time, when you need to know about anything such as travel, dining, among others.
Travel and Shopping Offers
Regular and exclusive travel offers, discount offers for various hotels, and retail discounts are offered to the card members.
Pros and Cons of the Westpac Altitude Black Credit Card
| Pros | Cons |
| Overall cover travel insurance. | Higher annual fee compared with regular cards |
| Generous rewards program | Requires good to excellent credit for approval |
| Exclusive airport lounge access | – |
| Flexible rewards options | – |
Fees and Interest Associated with Westpac Altitude Black Credit Card
| Fee Type | Amount |
| Annual Fee | $295 (First year waived) |
| Purchase Interest Rate | 20.99% p.a. |
| Cash Advance Fee | 3% of the cash advance |
| International Transaction Fee | 3% of the transaction amount |
How to Apply for a Westpac Altitude Black Credit Card?
An application for the Westpac Altitude Black Card is pretty easy.
- You can apply online on the official Westpac website by filling in the application form.
- You’ll need to give your personal details, identification details, and your income details.
- When this is submitted, you can get an approval decision within just a few minutes.
- If approved, the card will be mailed to you within 5-10 business days.
Eligibility Criteria for Westpac Altitude Black Credit Card
To be eligible for the Westpac Altitude Black Card, the applicant must:
- Be 18 years of age or above.
- Be a permanent Australian citizen or resident.
- Have a minimum earning of $75,000 or more in a year.
- Should pass the credit history check with the bank under the good or excellent category.
- You must comply with Westpac Altitude black card terms and conditions.
Final Words
The Westpac Altitude Black Credit Card is designed for people who want a premium credit card experience that matches their high-spending lifestyle. Through its rich rewards program, inclusive travel insurance, and several more premium benefits, it has a rather unique value proposition for users who are keener on luxury and convenience. All that can make this card particularly enticing for the best of the best credit cards are its exclusive benefits, which will come at a higher annual fee and stiffer eligibility requirements.