Are you looking to earn rewards on your everyday spending without the hefty annual fees? The BankSA Amplify Platinum Credit Card could be the perfect solution for you. With uncapped points earning potential and a range of complimentary insurances, this card offers excellent value for money. In this article, we’ll explore why the BankSA Amplify Platinum Card is worth considering and guide you through the application process.
Why Should I Get a BankSA Amplify Platinum Credit Card?
The BankSA Amplify Platinum Card is designed to help you earn rewards quickly and easily. Here are some key reasons to consider this card:
Earn Amplify Points on Eligible Purchases
Earn 1 Amplify Point per $1 spent on eligible purchases, with no points cap. You can redeem your points for gift cards, travel, shopping, and more.
Complimentary Insurances
The BankSA Amplify Platinum Card comes with a range of complimentary insurances, including overseas travel insurance, extended warranty insurance, and purchase protection insurance.
Discounted First-Year Annual Fee
New cardholders enjoy a discounted annual fee of $49 for the first year ($124 p.a. ongoing), making it more affordable to try out the card.
Flexibility in Redeeming Points
Amplify Points never expire, giving you the flexibility to redeem them when it suits you best. You can choose from a wide range of rewards, including gift cards, travel, shopping, and even airline frequent flyer programs.
ShopBack Cashback
Link your BankSA Amplify Platinum Card to the ShopBack app and earn exclusive bonus cashback when you shop at participating retailers.
Pros and Cons of BankSA Amplify Platinum Credit Card
| Pros | Cons |
|---|---|
| Earn 1 Amplify Point per $1 spent on eligible purchases | $124 annual fee ($49 in the first year) |
| Complimentary insurances | 3% overseas transaction fee |
| Discounted first year annual fee | Points cannot be directly transferred to airline frequent flyer programs |
| Flexibility in redeeming points | – |
| ShopBack cashback | – |
Fees and Interest Associated with BankSA Amplify Platinum Card
| Fee | Amount |
|---|---|
| Annual fee | $124 p.a. ($49 in the first year) |
| Balance transfer fee | 2% of the transferred amount |
| Overseas transaction fee | 3% of the converted amount |
| Cash advance fee | 3% of the cash advance amount or $3.75, whichever is greater |
| Late payment fee | $15 |
| Over-limit fee | $15 |
How to Apply for a BankSA Amplify Platinum Credit Card?
To apply for the BankSA Amplify Platinum Card, follow these steps:
- Visit the BankSA website and go to the Amplify Platinum Credit Card page.
- Click on the “Apply Now” button.
- Fill out the online application form with your personal and financial information.
- Submit the application and wait for a decision.
Eligibility Criteria
To be eligible for the BankSA Amplify Platinum Card, you must:
- Be at least 18 years old
- Have a good credit history
- Meet BankSA’s income and credit assessment criteria
- Provide valid proof of identity documents
The Final Words
The BankSA Amplify Platinum Card offers excellent value for money, with uncapped points earning potential, complimentary insurance, and a discounted first-year annual fee. If you’re looking for a rewards credit card that won’t break the bank, the BankSA Amplify Platinum Card is worth considering. Apply today and start earning rewards on your everyday spending.