Are you a frequent traveler looking to maximize your Qantas Points while enjoying exclusive benefits? The BankSA Amplify Qantas Platinum Credit Card is designed for those who want to earn rewards effortlessly on their everyday spending. With a generous bonus points offer and a competitive earn rate, this card allows you to accumulate points quickly.
In this article, we will explore the key benefits of the BankSA Amplify Qantas Platinum Card, its fees, and how to apply, helping you decide if it’s the right fit for your financial needs.
Why Should I Get a BankSA Amplify Qantas Platinum Credit Card?
The BankSA Amplify Qantas Platinum Card offers a variety of features tailored to frequent flyers. Here are some compelling reasons to consider this card:
Earn Bonus Qantas Points
New cardholders can earn 60,000 bonus Qantas Points when they spend $3,000 on eligible purchases within the first 90 days of approval. This initial bonus can significantly boost your points balance, getting you closer to your next reward flight.
Competitive Points Earning Rate
You earn 0.5 Qantas Points for every $1 spent on eligible purchases, capped at a maximum of $100,000 annually. This allows you to accumulate points on everyday expenses while enjoying the flexibility of redeeming them for flights, upgrades, and more.
Complimentary Travel Insurance
The card includes complimentary overseas travel insurance, providing peace of mind when you travel abroad. This benefit covers various scenarios, including trip cancellations and medical emergencies.
Access to Mobile Wallets
The BankSA Amplify Platinum Credit Card is compatible with mobile wallets like Apple Pay, Google Pay, and Samsung Pay, making transactions quick and convenient.
Annual Fee Waiver for the First Year
New customers can benefit from a discounted first-year annual fee of $124, allowing you to enjoy the card’s features without the full cost upfront.
Pros and Cons of BankSA Amplify Qantas Platinum Credit Card
| Pros | Cons |
|---|---|
| 60,000 bonus Qantas Points on eligible spend | $124 annual fee ($75 Qantas Rewards Program fee) |
| Earn 0.5 Qantas Points per $1 spent | Points capped at $100,000 annually |
| Complimentary overseas travel insurance | 3% overseas transaction fee |
| Compatible with mobile wallets | – |
| Discounted first-year annual fee | – |
Fees and Interest Associated with BankSA Amplify Qantas Platinum Credit Card
| Fee | Amount |
|---|---|
| Annual fee | $124 p.a. + $75 Qantas Rewards Program fee |
| Balance transfer fee | 1% of the transferred amount |
| Overseas transaction fee | 3% of the converted amount |
| Cash advance fee | 3% of the cash advance amount or $3.75, whichever is greater |
| Late payment fee | $15 |
| Over-limit fee | $15 |
The card has a variable purchase rate of 20.99% p.a. and offers 0% p.a. on balance transfers for 24 months (1% balance transfer fee applies).
How to Apply for a BankSA Amplify Qantas Platinum Card?
To apply for the BankSA Amplify Qantas Platinum Card, follow these steps:
- Visit the BankSA website and navigate to the BankSA Amplify Qantas Platinum Card page.
- Click on the “Apply Now” button.
- Fill out the online application form with your personal and financial information.
- Submit the application and wait for a decision.
Eligibility Criteria
To be eligible for the BankSA Amplify Platinum Credit Card – Qantas, you must:
- Be at least 18 years old
- Have a good credit history
- Meet BankSA’s income and credit assessment criteria
- Provide valid proof of identity documents
The Final Words
The BankSA Amplify Qantas Platinum Card is an excellent choice for frequent travelers. It is one of the best card to earn Qantas Points on their everyday spending. With its generous bonus points offer and competitive earning rate, it provides great value for those who travel often. If you meet the eligibility criteria and are comfortable with the fees, consider applying for this card to enhance your travel experience.