Are you looking to travel more and earn rewards easily? The BankSA Amplify Qantas Signature Credit Card is perfect for travelers who want to collect Qantas Points. When you sign up, you can earn 80,000 bonus Qantas Points if you spend $6,000 on eligible purchases within the first 90 days. You also earn 0.75 Qantas Points for every dollar you spend, up to $250,000 each year. This card comes with extra perks like complimentary travel insurance and access to Qantas Club lounges.
In this article, we will discuss the benefits, fees, and how to apply for this credit card.
Why Should I Get a BankSA Amplify Qantas Signature Credit Card?
The BankSA Amplify Qantas Signature Card caters specifically to travelers looking to make the most of their spending. Here are several compelling reasons to consider this card:
Earn a Generous Bonus of Qantas Points
New cardholders can earn an impressive 80,000 bonus Qantas Points when they spend $6,000 on eligible purchases within the first 90 days of card approval. This initial boost can significantly enhance your points balance, bringing you closer to your next reward flight.
Competitive Points Earning Rate
You earn 0.75 Qantas Points per $1 spent on eligible purchases, with a cap of $250,000 annually. This allows you to accumulate points on everyday expenses, making it easier to redeem them for flights, upgrades, and other rewards.
Complimentary Qantas Club Lounge Invitations
As a cardholder, you receive two complimentary Qantas Club Lounge invitations each year, allowing you to relax in luxury before your flights.
Comprehensive Travel Insurance
The card comes with complimentary international travel insurance, covering various scenarios such as trip cancellations and medical emergencies, providing peace of mind while you travel.
Access to Mobile Wallets
The BankSA Amplify Qantas Signature Card is compatible with mobile wallets like Apple Pay and Google Pay, making transactions quick and convenient.
Pros and Cons of BankSA Amplify Qantas Signature Credit Card
| Pros | Cons |
|---|---|
| 80,000 bonus Qantas Points on eligible spend | $295 annual fee + $75 Qantas Rewards Program fee |
| Earn 0.75 Qantas Points per $1 spent | Points capped at $250,000 annually |
| Two complimentary Qantas Club Lounge invitations | 3% overseas transaction fee |
| Complimentary travel insurance | – |
| Compatible with mobile wallets | – |
Fees and Interest Associated with BankSA Amplify Qantas Signature Credit Card
| Fee | Amount |
|---|---|
| Annual fee | $295 p.a. + $75 Qantas Rewards Program fee |
| Balance transfer fee | 1% of the transferred amount |
| Overseas transaction fee | 3% of the converted amount |
| Cash advance fee | 3% of the cash advance amount or $3.75, whichever is greater |
| Late payment fee | $15 |
| Over-limit fee | $15 |
The card has a variable purchase rate of 20.99% p.a. and offers 0% p.a. on balance transfers for 24 months (1% balance transfer fee applies).
How to Apply for a BankSA Amplify Qantas Signature Credit Card?
To apply for the BankSA Amplify Qantas Signature Card, follow these steps:
- Visit the BankSA website and navigate to the Amplify Qantas Signature Credit Card page.
- Click on the “Apply Now” button.
- Fill out the online application form with your personal and financial information.
- Submit the application and wait for a decision.
Eligibility Criteria
To be eligible for the BankSA Amplify Qantas Signature Card, you must:
- Be at least 18 years old
- Have a good credit history
- Meet BankSA’s income and credit assessment criteria
- Provide valid proof of identity documents
The Final Words
The BankSA Amplify Qantas Signature Card is an excellent option for frequent travelers looking to earn Qantas Points on their everyday spending. With its generous bonus points offer, competitive earning rate, and valuable travel benefits, it can significantly enhance your travel experiences. If you meet the eligibility criteria and are comfortable with the associated fees, consider applying for this card to unlock a world of rewards.