Thanks to their ability to earn additional Qantas Points for certain spend categories, the David Jones American Express card range is a surprise hit for clever points collectors.
The highest perk is the high Qantas earn rate while purchasing goods from David Jones, groceries, and fuel.
The advantages and characteristics of the David Jones American Express Platinum Card are examined in this tutorial.
Visit The Centurion® Lounge at Sydney International Airport or Melbourne International Airport twice a year for free. Earn an unlimited maximum of 4 Reward Points for every $1 spent on eligible products.
Add up to four more cards for no additional charge to increase your point total. Access to David Jones’s special member perks, including free travel insurance, card purchase protection, and other platinum features.
Card Details
Card: David Jones American Express Platinum
Loyalty Program: Membership Rewards or Qantas Frequent Flyer
Points earned from spend:
- 4 David Jones MR points or 2 Qantas Points per $ spend at David Jones
- 3 David Jones MR points or 1.5 Qantas points per $ at Supermarkets/Fuel
- 1 David Jones MR points or 0.5 Qantas point per $ spend everywhere else
- Included insurances Travel Insurance, Card Purchase and Refund Cover, Buyer’s Advantage Cover (PDS)
Overseas transaction fee: 3% of the converted amount
Mobile wallet: Apple Pay, Google Pay, and Samsung Pay
Annual Fee: $295 p.a.
Pros:
- Visit The Centurion® Lounge at Sydney International Airport or Melbourne International Airport twice a year for free.
- Earn four reward points for every dollar spent at David Jones, three reward points for every dollar spent at popular supermarkets and gas stations, and one reward point for every dollar spent elsewhere.
- Free priority delivery, first-come, first-served appointments, gift-wrapping services, and other privileges only available to cardholders on qualifying purchases at David Jones.
- Discover the advantages of David Jones membership, including invites to exclusive fashion shows and parades.
- Free two-yearly visits to The Centurion® Lounge at Sydney or Melbourne International Airport.
- For every $1 spent at David Jones, three reward points are earned, three reward points are earned at well-known supermarkets and gas stations, and one reward point is earned for every dollar spent elsewhere.
- Only cardholders are eligible for free priority delivery, first-come, first-served appointments, gift-wrapping services, and other benefits when making qualifying purchases at David Jones.
- Learn about the benefits of becoming a David Jones member, such as invitations to exclusive fashion parades and shows.
Cons:
- High standard purchase rate of 21.99% p.a.
Benefits
Lounge Entry
The Centurion® Lounge at Sydney International and Melbourne International Airport is accessible with a select few premium American Express cards. The ability for Card Members to host children and family members as guests is a fantastic benefit, especially for families traveling abroad.
Two entries are offered annually by the David Jones Platinum American Express card, which can be used by the cardholder or another cardholder on the account.
Unparalleled integration with mobile wallets.
You can use this card on your smartphone to make payments more easily because American Express cards support Apple Pay, Google Pay, and Samsung Pay.
Learn how to add your American Express card to Google Pay, Samsung Pay, or Apple Pay by reading the Point Hacks guides for those services.
In the event that your actual card is lost, stolen, or temporarily unavailable for replacement, you might still use your NFC-capable phone to make purchases with your American Express account if this feature is configured.
Free delivery
Holders of both the David Jones American Express cards receive free delivery when they order online at David Jones, even though it isn’t specified expressly as a card benefit. This fascinating benefit of the card has me utilizing it much more because shipping is usually $9.95 for most orders.
The David Jones internet shopping experience is largely functional. It’s not Amazon.com, but it functions nicely on tablets and smartphones as well. It has its idiosyncrasies, but it also offers a wide variety of products, and the price in the store reflects that; as a result, if there is a significant discount going on, you can get some very good deals.
Online shoppers can also buy some consumables and food items, which is advantageous to take into account given the free shipping. Their online store and checkout process are reasonably user-friendly, and they offer free shipping on every purchase, regardless of price, so there aren’t many friction points.
Retail Security
As a cardholder, you are protected against any unauthorized charges by Card Refund Cover, Card Purchase Cover, and an Online Fraud Protection Guarantee.
Support
Any time of day or night, you can contact Global Card Support for account support. Because of American Express’s extensive network of offices, they can typically send you a replacement card almost anywhere in the globe within 48 hours.
The David Jones American Express Platinum Credit Card is compatible with Apple Pay, Samsung Pay, and Google Pay in terms of technology.
Travel Benefits.
You will get two free visits to The Centurion® Lounge each year if you carry the David Jones American Express Platinum Credit Card in your wallet. You can use this offer at either the Sydney International Airport or the Melbourne International Airport.
This feature gives the primary cardholder and any extra cardholders two lounge admissions each year. Families will appreciate the complimentary entry offered to cardholders’ children, who must be under the age of 17. To enter the lounge, you must show your David Jones American Express Platinum Credit Card.
Additionally, whenever a trip is booked using a card, cardholders are entitled to free travel insurance. Although you should always examine the PDS for complete information on the policy offered, doing so could help you save money.
Conclusion
The David Jones American Express Platinum Credit Card offers incredible versatility by allowing cardholders to choose between Qantas Frequent Flyer or American Express Membership Rewards. The card, which offers a high rate of points earning on David Jones, grocery, and petrol purchases, also grants two free accesses per year to The Centurion® Lounges at Sydney International Airport and Melbourne International Airport. With so many features and benefits, this card can be well worth the yearly price.
The bonus earn rate in these categories can be helpful if you have “average” household spending, that is, a restricted capacity to charge a lot of work or company expenses to your credit card and a respectable amount spent at supermarkets and on petrol.
In order to earn Qantas Points or Marriott Bonvoy Points, only transactions made at David Jones, supermarkets, and gas stations should be made with the David Jones American Express Platinum.
If you are in “advanced points earn” mode, having a card that earns 2.67 points per $1 at David Jones and 2 Marriott Bonvoy points per $1 for groceries and gas may come in very handy.
Your spending patterns will determine if the David Jones American Express Platinum Card makes sense for you.
Your purchasing patterns will determine whether the David Jones American Express Platinum Card is worthwhile for you. If you frequently shop at David Jones, whether online or in-store, the Platinum Card might be worthwhile even with the $295 annual fee.