David Jones American Express Credit Card

Join Our Community

Latest Articles

When you shop at David Jones, take advantage of special privileges available only to cardholders, such as free standard delivery and gift wrapping for items bought online or in-store. Earn up to 3 points for every dollar you spend at certain supermarkets and gas stations. Only new David Jones American Express Cardholders are eligible for the promotion.

Card Details

Card: American Express David Jones

Loyalty Program: Membership Rewards or Qantas Frequent Flyer

Points earned from spend: 

  • 3 David Jones MR points or 1.5 Qantas points per $ at Supermarkets/Fuel
  • 2 David Jones MR points or 1 Qantas Point per $ spend at David Jones
  • 1 David Jones MR points or 0.5 Qantas point per $ spend everywhere else

Overseas transaction fee: 3% of the converted amount

Mobile wallet: Apple Pay, Google Pay and Samsung Pay

Included insurance: 

  • Card Purchase Cover
  • Card Refund Cover
  • (PDS)

Annual Fee: $99 p.a.

Pros:

  • Free delivery when purchasing from David Jones online or in-store.
  • David Jones offers free gift packaging for purchases.
  • Earn up to 3 points for every dollar you spend at certain supermarkets and gas stations.
  • Events only at David Jones.
  • Select either Qantas Frequent Flyer or Membership Rewards as your rewards program.
  • You have the option of 12 months interest-free with no deposit when you use your card to make a purchase totaling $500 or more in a single transaction, or 60 months interest-free with no deposit when you use your card to make a purchase totaling $1,000 or more in a single transaction, across all David Jones departments in-store or online.
  • When you use your card to make a single purchase of $50 or more across all David Jones departments in-store, you’ll be given the option of 3 Months Pay Later, which lets you postpone payment for three months.
  • Able to be used with Apple Pay, Samsung Pay, and Google Pay.

Cons:

  • High standard purchase rate of 21.99% p.a.

Benefits

If you’re a frequent shopper at David Jones, then the David Jones American Express Credit Card is the perfect card for you. Not only does it offer an impressive earn rate on supermarket and petrol purchases, but it also comes with a range of exclusive benefits that can enhance your shopping experience at David Jones. 

Whether you’re a loyal David Jones shopper or simply looking for a flexible rewards card, this card has something to offer. In this blog, we will explore the benefits of the David Jones American Express Credit Card, including its rewards programs, earn rates, points redemption options, and exclusive David Jones extras.

Free shipping.

Holders of both the David Jones American Express cards receive free delivery when they order online at David Jones, even though it isn’t specified expressly as a card benefit. This fascinating benefit of the card has me utilizing it much more because shipping is usually $9.95 for most orders.

The David Jones internet shopping experience is largely functional. It’s not Amazon.com, but it functions nicely on tablets and smartphones as well. It has its idiosyncrasies, but it also offers a wide variety of products, and the price in the store reflects that; as a result, if there is a significant discount going on, you can get some very good deals.

Online shoppers can also buy some consumables and food items, which is advantageous to take into account given the free shipping. Their online store and checkout process are reasonably user-friendly, and they offer free shipping on every purchase, regardless of price, so there aren’t many friction points.

For instance, I recently placed numerous smaller-priced shopping that arrived via Australia Post in a matter of days, including toys, gifts, kitchenware, coffee beans, and a variety of other items.

Flexible Rewards Programs

One of the key features of the David Jones American Express Credit Card is its flexibility in rewards programs. Cardholders can choose between two rewards programs: American Express Membership Rewards or Qantas Frequent Flyer. This allows you to tailor your rewards to your preferences and needs. 

If you’re a frequent traveler, the Qantas Frequent Flyer program may be the perfect choice for you, as it offers a range of travel options with Qantas and its 50 airline partners. On the other hand, if you prefer more flexibility in redeeming your rewards, the American Express Membership Rewards program allows you to use your points for a variety of options, including gift cards, travel, and more. 

The ability to choose between these two programs makes the David Jones American Express Credit Card versatile and suitable for different types of cardholders.

Impressive Earn Rates

The earn rates on the David Jones American Express Credit Card are one of the most attractive features for avid shoppers. Cardholders can earn 3 Reward Points per $1 at major supermarkets and petrol stations, and 2 Reward Points per $1 at David Jones. This means that every time you shop at a participating supermarket or petrol station, you can accumulate points quickly, which can be redeemed for a variety of rewards. 

Additionally, for every dollar spent at David Jones, you earn double the points, making it a lucrative option for regular shoppers at this popular department store. Even for everyday purchases outside of David Jones, you can still earn 1 Reward Point per $1, making it a rewarding option for all your spending needs. Another great advantage of the David Jones American Express Credit Card is that there is no points cap, meaning you can earn as many points as you want without any limitations.

Wide Range of Points Redemption Options

Once you’ve accumulated enough points, the David Jones American Express Credit Card offers a wide range of points redemption options. If you’ve chosen the American Express Membership Rewards program, you can use your points to shop online at davidjones.com, pay for your purchase using your Membership Rewards points, or a combination of Points + Pay. 

This allows you to use your points towards your favorite items at David Jones, making your shopping experience even more rewarding. Additionally, you can also redeem your points for gift cards from various retailers, including Myer, Hoyts, and Event Cinemas, giving you even more flexibility in how you use your rewards. If you’re a frequent traveler, you can also redeem your points for flights with leading airline partners, or use them for hotel stays with Hilton and Starwood’s frequent guest programs, opening up a world of travel possibilities.

On the other hand, if you’ve chosen the Qantas Frequent Flyer program, you can redeem your points for Classic Flight Rewards with Qantas or its 50 airline partners and their affiliates. This means you can use your points to book flights to your favorite destinations, making your travel dreams a reality. The wide range of points redemption options makes the David Jones American Express Credit Card a versatile

Conclusion

The bonuses in these categories are a really helpful alternative if you have a “average” household budget, meaning you don’t have the ability to charge a lot of work or company expenses to your credit card and you spend a reasonable amount at the grocery store and on gas.

The David Jones American Express isn’t the best option for every purchase; rather, it’s best used for shopping at supermarkets and filling up at the gas station in order to earn Qantas Points or Marriott Bonvoy points.

Your spending habits will determine whether the David Jones American Express Card makes sense for you. If you frequently shop at David Jones, either online or in-store, the $295 annual David Jones American Express Platinum Card may make sense, but for the majority, the $99 regular version offers a great earn rate at supermarkets and on fuel.

Share This Post :

Leave a Reply

Your email address will not be published. Required fields are marked *