The ANZ Frequent Flyer Black Credit Card is an exceptional choice for avid travelers looking to maximize their Qantas Points earnings. With a generous sign-up bonus and the ability to earn points on every eligible purchase, this card is designed to reward those who frequently fly with Qantas.
Cardholders enjoy exclusive benefits, including complimentary lounge access and comprehensive travel insurance, making it easier to enjoy a seamless travel experience. Whether you’re a business traveler or planning your next vacation, the ANZ Frequent Flyer Black Credit Card offers valuable perks that can elevate your journey.
Why Should I Get an ANZ Frequent Flyer Black Credit Card?
Substantial Bonus Points
One of the most compelling reasons to consider the ANZ Frequent Flyer Black Card is the substantial bonus points offer. New cardholders can earn up to 130,000 bonus Qantas Points—90,000 points after spending $5,000 on eligible purchases within the first three months and an additional 40,000 points for retaining the card for over 12 months. This significant point accumulation can help you reach your travel goals faster.
High Earning Potential
Cardholders earn 1 Qantas Point for every dollar spent on eligible purchases up to $7,500 per statement period and 0.5 points for every dollar spent beyond that limit. Additionally, you earn an extra point per dollar spent on selected Qantas products and services in Australia. This uncapped earning potential makes it easy to accumulate points quickly.
Travel Benefits
The card includes two complimentary Qantas Club lounge invitations each year, allowing you to enjoy a more comfortable travel experience. Moreover, it offers discounted membership for the Qantas Club, providing access to exclusive lounges worldwide.
Comprehensive Insurance Coverage
With complimentary international travel insurance and other protective measures like purchase protection and rental vehicle excess insurance, this card ensures that you are covered during your travels. This feature adds significant value by safeguarding against unexpected events while traveling.
Pros and Cons of ANZ Frequent Flyer Black Credit Card
| Pros | Cons |
|---|---|
| Up to 130,000 bonus Qantas Points | Annual fee of $425 |
| 1 Qantas Point per $1 spent | Requires $5,000 spend in first 3 months |
| Complimentary lounge access | Higher interest rates on cash advances |
| Comprehensive travel insurance | Minimum credit limit requirement of $15,000 |
Fees and Interest Associated with ANZ Frequent Flyer Black Credit Card
| Fee Type | Amount |
|---|---|
| Annual Fee | $425 |
| Interest Rate on Purchases | 20.99% p.a. |
| Interest Rate on Cash Advances | 21.99% p.a. |
| Cash Advance Fee | 3% (minimum $3, maximum $20) |
| International Transaction Fee | 3% of the transaction |
| Minimum Credit Limit | $15,000 |
How to Apply for an ANZ Frequent Flyer Black Credit Card?
The application process is designed to be straightforward and efficient, allowing you to focus on your travel plans while ANZ handles your credit card application.
- Gather Required Documents: Prepare your financial information, including income statements and proof of identity.
- Visit the ANZ Website: Go to the ANZ website and find the Frequent Flyer Black Card page.
- Start the Application: Click on the ‘Apply Online’ button to begin your application.
- Complete the Application Form: Fill out all required fields accurately.
- Submit Your Application: Review your application before submitting it for processing.
- Await Approval: ANZ will review your application and notify you of the outcome within a few business days.
Eligibility Criteria
To apply for the ANZ Frequent Flyer Black Card, you must meet the following criteria:
- Be at least 18 years old
- Be an Australian citizen or permanent resident, or hold a valid visa with more than 12 months remaining
- Have a good credit rating and stable income
The Final Words
The ANZ Frequent Flyer Black Credit Card is an excellent option for frequent travelers seeking to maximize their Qantas Points while enjoying valuable benefits like travel insurance and lounge access. With its attractive sign-up bonus and high earning potential, this card can significantly enhance your travel experiences.