Imagine earning Qantas Points with every purchase you make, turning your everyday spending into exciting travel opportunities. The Bendigo Bank Qantas Platinum Credit Card is designed for those who love to travel and want to maximize their rewards.
With a range of benefits including travel insurance and fraud monitoring, this card can be a valuable addition to your wallet.
Why Should I Get a Bendigo Bank Qantas Platinum Credit Card?
Earn Qantas Points Easily
With the Bendigo Qantas Platinum Credit Card, you earn 0.6 Qantas Points per dollar spent. This allows you to accumulate points quickly, making it easier to redeem flights, upgrades, and more through the Qantas Frequent Flyer program.
Additionally, there is no limit to the number of points you can earn, though the points earning is capped at 20,000 points per statement period.
Travel Benefits
This credit card comes with complimentary international travel insurance, providing peace of mind on your trips. The insurance covers various scenarios, from medical emergencies to lost luggage, making it a reliable companion for your travels.
Furthermore, as a cardholder, you benefit from 24/7 fraud monitoring, ensuring the security of your transactions both locally and abroad.
Cost-Effective
The annual fee for the Bendigo Qantas Platinum Credit Card is $149, which is relatively low compared to other premium credit cards. This fee is further justified by the array of benefits and rewards that come with the card.
Moreover, additional cardholders are free, and you can enjoy up to 55 days interest-free on purchases, helping you manage your finances more effectively.
Pros and Cons of Bendigo Qantas Platinum Credit Card
| Pros | Cons |
|---|---|
| Earn Qantas Points on everyday spending | Points earning capped at 20,000 points per statement period |
| Complimentary Qantas Frequent Flyer membership | $149 annual fee |
| Up to 55 days interest-free on purchases | High-interest rate on outstanding balances |
| 24/7 fraud monitoring | Travel insurance covers only international trips |
| No fee for additional cardholders | – |
Fees and Interest Associated with Bendigo Bank Qantas Platinum Card
| Bendigo Bank Credit Card Annual Fee/Interest | Amount |
|---|---|
| Annual Fee | $149 |
| Interest Rate on Purchases | 19.99% p.a. |
| Cash Advance Interest Rate | 21.99% p.a. |
| Late Payment Fee | $15 |
| Foreign Transaction Fee | 3.00% of the transaction amount |
How to Apply for a Bendigo Bank Qantas Platinum Credit Card?
To apply for the Bendigo Qantas Platinum Credit Card:
- Visit the Bendigo Bank website and navigate to the Qantas Platinum Credit Card page.
- Click the “Apply Now” button on the Bendigo Bank website to begin the online application process. You will need to provide personal and financial information.
- Once approved, your new Qantas Platinum Credit Card will be sent to you.
If you have any further questions, you can get assistance from Bendigo Bank customer service by calling 300 236 344. Bendigo bank credit card approval time is very short, you get instant approval as you apply. However, once approved, your physical card will arrive within ten working days.
The Final Words
The Bendigo Bank Qantas Platinum Credit Card is an excellent option for frequent travellers. With its competitive rewards program, comprehensive travel insurance, and security features, this card offers substantial value. While it does come with an annual fee and certain caps on points, the benefits can far outweigh these costs for the right user.