Get ready to earn some serious cashback with Virgin Money Credit Cards! Say goodbye to missing out on rewards for your everyday purchases, because this exciting new feature has got you covered. As a credit card customer, you could earn up to 15% back on purchases at selected shops – automatically allocated to you.
With participating retailers like Caffe Nero, H&M, Byron, Gousto, and MAC Cosmetics, you’re sure to find something you love. And if you’re a Virgin Atlantic credit cardholder, you’ll earn cashback and Virgin Points! So what are you waiting for?
Sign up for Virgin Money Back through the credit card app and start earning today.
Virgin Points is Virgin’s universal currency which never expires.
Introduction to Virgin Money: A Financial Services Brand
Virgin Money is a financial services brand that is licensed by two independent entities worldwide from the Virgin Group. At present, Virgin Money branded services can be availed in Australia and the United Kingdom, although the brand previously operated in South Africa and the United States. Since each Virgin Money branded entity functions independently, the products offered may vary from country to country.
What credit card options are available with Virgin Money?
Virgin Money offers a wide range of credit card deals, including 0% balance transfer cards, all-around deals, and 0% money transfer offers. However, credit approval is dependent on one’s credit status, and terms and conditions apply. It’s worth noting that Clydesdale Bank, Yorkshire Bank, and Virgin Money are now one bank.
Virgin Money Low Maintenance Credit Cards
Virgin Money No Annual Fee Credit Card
- 12 months of 0% p.a. on balance transfers. the cash advance rate is restored.
- 0% p.a. on purchases for a full year. changes to 18.99% per year.
- No yearly charge
- Additional cards up to 4 are provided without charge.
- FraudShield Visa’s ability to detect irregular transactions
- Visa Paywave
- VISA Zero Liability
- Purchases are interest-free for up to 55 days.
- Acceptable with Samsung Pay and Apple Pay
- Make sure you pay off the balance in full throughout the balance transfer period because any unpaid balances revert to the cash advance rate.
Virgin Money Low Rate Credit Card
- Balance transfers are eligible for 0% APR for 36 months with no transfer costs. The cash advance rate is restored.
- Low purchase rate of 11.99% p.a.
- For purchases up to $100, Visa payWave offers simple and practical payment options.
- Apple Pay and Samsung Pay compatible.
Virgin Australia Velocity Flyer – 0% Balance Transfer
- Get 0% interest on balance transfers for 28 months; thereafter, cash advance rates apply. Move both a credit card balance and a personal loan.
- When you apply for a new card, the first year’s annual charge is free. Thereafter, it is $129 each year.
- Virgin Australia offers a special $129 gift voucher every year. When booking flights on Virgin Australia (even at discounted rates) or particular Virgin Australia Vacations packages, use the voucher.
- Up to $1500 each month, earn 0.66 Velocity Points for every $1 spent, and then 0.5 Velocity Points after that.
- Earning Velocity Points is unlimited.
- Add up to four more cardholders at a cost of $39 p.a. each.
- Free insurance for accidents in transit.
- Price guarantee plan.
- Apple Pay and Samsung Pay compatible.
Virgin Australia Velocity Flyer – 0% Purchases and Balance Transfer
- 0% p.a. on purchases for the first 14 months.
- During the first 14 months, balance transfers are 0% p.a. There are no BT fees. Reverts to the Cash Advance rate.
- Loans, credit cards, and shop cards can all be used to transfer balances.
- Each year, you receive an exclusive $129 Virgin Australia Gift Voucher, which covers your annual charge.
- Up to $1500 each month, earn 0.66 Velocity Points for every $1 spent, and then 0.5 Velocity Points after that.
- Earning Velocity Points is unlimited.
- $129 annual card cost is reasonable.
- Transit accident insurance.
- Price guarantee plan.
- Apple Pay and Samsung Pay compatible.
Virgin Money Credit Cards
Virgin Australia Velocity High Flyer Credit Card
- When you spend $3,500 or more on eligible transactions in the first 4 months following card approval, you can earn up to 100,000 Velocity Points – 25,000 Points per month. Offer valid for new cards submitted by 30 April 2023.
- With 0% p.a. on balance transfers for 12 months, no BT fee, and reverts to cash advance rate, you can save money on interest and pay off current credit card debt more quickly. Deal expires on April 30, 2023.
- Get 0.5 Velocity Points for every $1 spent after the first $8,000 in eligible transactions in a statement period.
- Get a yearly special $129 Virgin Australia Gift Voucher as a cardholder.
- Free access to the Single Entry Lounge for two people per year.
- Free travel and retail insurance is provided.
- Benefits of Visa Signature, such as a Personal Concierge
- Purchases are interest-free for up to 44 days.
- Acceptable with Samsung Pay and Apple Pay
Virgin Australia Velocity Flyer Credit Card – Bonus Point
- Spend $1,500 or more on eligible transactions in the first four months following the acceptance of your credit card to earn up to 100,000 Velocity Points – 25,000 Points per month. Available to new cards.
- 18 months of 0% interest on balance transfers without any transfer fees.
- Every year, take advantage of a special $129 Virgin Australia Gift Voucher.
- Pay the first year’s half of the annual charge, then $129 per year. accessible to fresh cards.
- Up to $1500 each month, earn 0.66 Velocity Points for every $1 spend, and then 0.5 Velocity Points after that.
- Earning of Velocity Points is unlimited.
- Free insurance for accidents in transit.
- Price guarantee plan.
Unlock a world of rewards and adventure with your Virgin Money credit card!
- Earn points every time you shop and watch your rewards grow faster than ever before. And the best part? You get to choose your own rewards! From upgrades to companion tickets and Clubhouse passes, the possibilities are endless.
- Take advantage of Virgin perks and earn double points when you use your card for Virgin Atlantic flights or Virgin Holidays. Plus, access a world of possibilities with Mastercard® Priceless® Cities and break free from your routine for a moment, a night, or even a weekend in cities across the globe.
- Make payments safe, easy, and fast with Apple Pay.
- And don’t forget about Virgin Money Back – earn up to 15% cashback from top UK retailers just by signing up in your Virgin Money Credit Card app.
- Experience more with your Virgin Money credit card – it’s the ultimate way to add excitement to your everyday life.
Conclusion
Virgin Money Credit Cards can be the right fit for the ones who are looking for a low maintenance and a high reward solution for their spending needs. The Cards mentioned above can give you the right idea of which one suits you the best.
FAQ
Q1. Can I check if I’m eligible for a Virgin Money credit card?
Want to avoid damaging your credit score when applying for a credit card? Check out Virgin Money’s Card Checker tool! It’ll give you a sneak peek at your chances of getting accepted for one of their credit cards before you even apply.
Q2. Where can I use my Virgin Money credit card?
Take your Virgin Money credit card on a world tour! Because Virgin Money credit cards are issued on the Mastercard network, you’ll be able to use it at millions of locations worldwide, from the bright lights of Las Vegas to the serene beaches of Bali.
Q3. How do I know when to make payments on my Virgin Money credit card?
Don’t let payment deadlines stress you out! Your minimum payment and payment due date will be clearly displayed on your statement, whether you prefer paper or online statements. And if you need to change the payment date, just let them know – they’ll be happy to help you out.