The Westpac Altitude Business Platinum Credit Card caters to companies looking for high-end features, extensive rewards, and flexible spending options. You can make the most out of your business spending with this card by receiving points on all purchases, getting access to special travel benefits, and using several features that make expenditure management easier. It also offers the features and benefits needed to support the success and expansion of your company, whether you’re handling daily operations or traveling for work.
The Westpac Altitude Business Platinum Credit Card’s Great Features
Every card has something different and unique to offer, and so does this platinum credit card from Westpac. Here are some Westpac Altitude business platinum mastercard benefits that can excite you to go for it.
Uncapped Points
There is no cap on the points you may accrue when using your Altitude Platinum business card. You will accrue more points the more you spend.
Personal Concierge Services
This feature is especially available for Westpac platinum cardholders. The personal concierge service allows cardholders to book different experiences online. The list includes tickets that are difficult to get, last-minute restaurant bookings, and much more.
Complimentary Insurances
With this card, you can get Westpac Altitude business platinum credit card travel insurance on a complimentary basis. This is not all; you also get access to rental car excess insurance, interstate flight inconvenience insurance for up to six months, extended warranties, four months of purchase protection, and international transit accident insurance.
Digital Payments
Westpac cards are also compatible with digital payments. This means you can link this card to Google Pay, Apple Pay, Garmin Pay, or Samsung Pay and use it to make payments or purchases.
Good Credit Limit
This card is a personal liability credit card, and you can have a Westpac Altitude business platinum mastercard credit limit between $20,000 and $150,000. In addition, you can also get one additional card for anyone above sixteen years old at no extra price. The primary cardholder, however, will be responsible for the primary and secondary card transactions and payments.
Interest-Free Period
On this card, cardholders get an interest-free period of up to 55 days on purchases if they pay off the closing balance in full by the date mentioned on their statement every month.
Pros and Cons of Westpac Altitude Business Platinum Credit Card
| Pros | Cons |
| No annual fee in the first year. | There is no Westpac Altitude business Platinum Mastercard lounge access |
| Balance transfer fee – 4.99% annually | |
| One altitude point for each dollar spent with Australian retailers | |
| 2 altitude points for every $ spent on foreign merchants | |
| 0.5 altitude point for every $ spent on government payments | |
| No cap on points | |
| Interest-free period of up to 55 days |
Fees and Interest Rate Linked with Westpac Altitude Business Platinum Credit Card
| Fees | Amount |
| Annual card fee | $200 |
| Foreign transaction fee | 3% |
| Cash advance fee | 3% |
| Missed payment fee | $0 |
| Overlimit fee | $0 |
| Variable purchases rate | 20.24% |
| Variable cash advances rate | 20.74% |
How to Apply for the Westpac Altitude Business Platinum Credit Card?
It is easy to apply for any Westpac card, including the Altitude Business platinum card. Once you complete the steps listed below, you can proceed:
- Open the official website of Westpac.
- Click on Business.
- Choose the credit card option.
- Under the credit card option, you will see the rewards credit card; click on the same.
- Go to Altitude Business Platinum Mastercard.
- Click on Apply Now.
- Comply with the guidelines and complete the form.
Eligibility Criteria for the Westpac Altitude Business Platinum Credit Card
It is a good practice to check the eligibility criteria before applying for the card, as it can reduce the chances of rejection. Here are the criteria for your:
- The minimum age needed is 18+.
- You must be an Australian resident.
- Your annual income should not be less than $30,000.
- The card should solely be for investment or business.
Conclusion
To summarize, the Westpac Altitude Business Platinum Card provides an impressive combination of privileges, incentives, and financial flexibility designed to meet expanding companies’ demands. With features like protection, exclusive travel benefits, and point accumulation on every transaction, this card is made to help your company’s finances work well.