If someone is looking to own more than the average credit card, then a Westpac Altitude Platinum Credit Card should be the one. Targeted at travelers and premium reward collectors, it is a package of benefits that makes the card a perfect blend of flexibility and convenience. While considering the comprehensive travel insurance, competitive annual fee, and exclusive lounge access, the Westpac Altitude Platinum Card offers quite good value.
Whether you are looking at taking overseas trips or some special perks to set your lifestyle above others, it may be the elevation one that sees it through with its rewarding options. Let’s explore why the Westpac Altitude Platinum Card might be right for you.
Why you should get a Westpac Altitude Platinum Credit Card?
Comprehensive Travel Insurance
The card is equipped with Westpac Altitude Platinum Credit Card travel insurance so that you are always protected on both international and domestic trips. It includes things such as emergency medical expenses, trip cancellations, and lost luggage.
Free Access to Lounges
Using a Westpac Altitude platinum card for lounge access means access to certain international lounges in international airports for cardholders, allowing one to relax and unwind before flying.
Flexible Credit Limits
The Westpac Altitude Platinum Card limit gives flexibility to the credit limit, catering to varied spending needs, so that one can choose a limit that fits their lifestyle or financial condition.
Rewards Program
For every eligible purchase, you earn Altitude Points, redeemable for flights, gift cards, and a wide variety of lifestyle products. It is very generous rewards program that make it one of the top highlights for this card.
Purchase Protection
Be insured with purchase protection in case of theft, loss, or damage for a defined period from the date of purchase.
Extended Warranty
The card will extend the manufacturer’s warranty on eligible products to give you extra coverage on your high-value purchases.
Complimentary Insurance on Purchases
You also get complimentary transit accident insurance, which will help ensure safety and security when traveling by land, air, or sea.
Competitive Annual Fees
Yearly, reasonable fees with the Westpac Altitude Platinum Card balance premium features against affordability. It’s a good deal if you’re a frequent traveler or a high-value spender.
Pros and Cons of Westpac Altitude Platinum Credit Card
| Pros | Cons |
| Fully Comprehensive Travel Insurance | Annual fee applies |
| Entitlement to use the airport lounge | High interest rates are charged the if balance not paid off |
| Be rewarded on eligible purchases | – |
| Payment Protection and Extended warranty purchase | – |
| Flexible credit limits. | – |
Fees and Interest Associated with Westpac Altitude Platinum Credit Card
| Fees | Interest Associated |
| Annual Fee | $175 per year |
| Purchase Interest Rate | 20.99% p.a. |
| Cash Advance Rate | 21.99% p.a. |
| Foreign Transaction Fee | 3% of the transaction amount |
How to Apply for Westpac Altitude Platinum Credit Card?
Application for the WestPac Altitude Platinum Card is easy and not much of a hassle.
- Just log on to the Westpac website and then look under credit cards.
- Fill in your personal details, income information, and employment details in the form. Thereafter, review the terms and conditions before finally submitting the form.
- Your application will be processed, and after approval, a card will be mailed to you within some days of business.
Eligibility Criteria
To be eligible for a Westpac Altitude Platinum Card, you need to meet following requirements:
- Be at least 18 years old.
- You must be an Australian citizen or permanent resident.
- Earn a minimum of $30,000 annually.
- Have a clean record of credit with no defaults or bankruptcies.
Conclusion
The Westpac Altitude Platinum Card is your passport to a world of rewards, insurance, and lounge access, delivering value through valuable perks that have been created to elevate lifestyles.