Westpac has a premium Qantas credit card for its customers called Qantas Altitude Black. This card lets customers enjoy high Qantas points as well as complimentary Westpac Altitude Qantas Black credit card lounge access, concierge, and insurance. Besides this, the customers also get the chance to enjoy other Westpac card benefits, such as cashback offers, partpay, and discounted card fees.
Westpac Altitude Qantas Black Credit Card Features
Let’s look at some features that make this card perfect for everyone:
Qantas Points
Customers who apply for this card can get up to 120,000 bonus points divided into two installments. They must apply and get the card approved by 30th Nov 2024. Post which, they must spend $6000 or more within 120 days of getting the approved card on eligible purchases to receive 90,000 bonus points.
In the next year, following the initial qualifying purchase, the remaining 30,000 points will be awarded. These points will be directly transferred to the Qantas Frequent Flyer account for use. A customer can easily earn 117,000 points each year if they spend a minimum of $3000 a month on this credit card.
You can redeem these earned points for flights and available upgrades on Jetstar, Qantas, and 35 other partner airlines. In addition, these points can also be redeemed at Qantas store items.
Lounge Access
You don’t have to wait in line at the airport for your flight if you have a Westpac Altitude Qantas Black credit card. You can relax in one of the airport lounges, where you can get two complimentary lounge passes every year. If you have selected Altitude Qantas, you will get access to Qantas lounge invitations.
Insurance
Getting this card means getting Westpac Altitude Qantas Black credit card travel insurance complimentary. You will also get purchase protection, overseas travel insurance, and other insurance with the card.
Card Limit
The minimum Westpac Altitude Qantas Black card limit is $15,000 on this rewards master credit card. In addition, you can also get one additional card without any extra fee and a 45 days interest-free period. The card is also applicable on digital payments, such as Fitbit Pay, Apple Pay, Google Pay, Garmin Pay, and Samsung Pay.
Pros and Cons of the Qantas Black Credit Card from Westpac
| Pros | Cons |
| Bonus points – $90,000 as the first installment and $30,000 as the second (as described above) | $75 Qantas rewards fee |
| 0.75 points on every $1 | Annual fee of $295 |
| Two complimentary lounge passes | Minimum income required $75,000 |
| 24/7 concierge services | |
| Complimentary travel insurance | |
| Additional cardholder at no extra charge |
Westpac Altitude Qantas Black Card Fees and Interest Rate
| First-year card reduction fee | $150 for current clients; after that, it will stay at $295 per year. |
| Annual card fee | $295 p.a |
| Annual rewards program fee | $75 p.a |
| Variable purchase rate | 20.99% p.a |
| Additional cardholder fee | $0 |
| Minimum repayments | 2% |
| Cash advance fee | 2% |
| Late payment fee | $15 |
| Cash advance rate | 21.49% p.a |
| Balance transfer rate | 0% |
| Balance transfer fee | 1% |
| Maximum spend | Up to $2,50,000 p.a |
| Minimum income required | $75,000 p.a |
| Balance transfer period | 18 months |
How to Apply for Westpac Altitude Qantas Black Credit Card?
If you want to apply for the card, follow the below steps:
- Go to the official website of Westpac.
- Click on personal.
- Select credit cards.
- Click on reward cards, and you will have the option to choose between altitude rewards and altitude Qantas. Go to the Altitude Qantas Black credit card after selecting Altitude Qantas.
- To apply for the card, click Apply Now and then follow the steps.
Final Thoughts
In summary, the Westpac Altitude Qantas Black Card offers an excellent blend of premium features and perks, particularly for frequent Qantas passengers. This card is made to maximize your Qantas Points while enhancing your travel experiences with its competitive points-earning potential, special travel privileges, and extensive insurance coverage. Traveling in style or economy? The Westpac Altitude Qantas Black gives you the equipment you need to maximize your experiences.