The mid-range Altitude Qantas Platinum credit card from Westpac is offered via the Altitude division. The card is available in both rewards and Qantas variants. Westpac Altitude Qantas platinum card gives its users the flexibility of earning Qantas points directly to their Qantas Frequent Flyer account and enjoying other platinum card benefits.
Explore Qantas Points
If you apply for the card now, you will be eligible for Qantas reward points. After receiving the card, you must spend $4000 or more within 90 days on eligible purchases, and you will get up to 80,000 bonus reward points. Additionally, you can earn 20,000 more points on spending on eligible purchases in the second year of using your credit card.
These points will directly be transferred to the Qantas Frequent Flyer Account and can be used towards flights, upgrades, travel, hotel, food, wine, and 900 more world-leading brands.
Westpac Altitude Qantas Platinum Credit Card Benefits
Here are some reasons why you must choose the Altitude Qantas Platinum card:
Qantas Points
With this card, you may double the points without even making a larger purchase. All you have to do is use this card to make a purchase at one of the eligible marketplaces, including BP, Woolworths, and 900 other such places. When you shop and use your card to make the payment, you will receive points. Your points will be capped on eligible purchases up to $100000 p.a.
Complimentary Insurance
You will get access to rental car excess insurance in Australia, up to three months of free coverage for foreign travel insurance, extended warranties, four months of purchase protection, and international transit accident insurance, which are all included. (Applicable terms, restrictions, exclusions, and qualifying requirements).
Split Purchases in Four Parts
You can take advantage of the PartPay feature, where you can split your purchase into four payments paid in six weeks.
Fee & Interest Rate Associated with Westpac Altitude Qantas Platinum Credit Card
| Fee & Interest Rate | Details |
|---|---|
| Annual card fee | $175 |
| Annual Altitude Qantas Rewards Program Fee | $75 |
| Variable purchase rate | 20.99% p.a. |
| Variable cash advance rate | 21.99% p.a. |
| Minimum credit limit | $6,000 |
| Minimum income required | $30,000 p.a. |
| International transaction fee | 3% of the converted amount |
Pros and Cons of Westpac Altitude Qantas Platinum Credit Card
| Pros | Cons |
|---|---|
| Up to 80,000 bonus Qantas points – in two installments | $75 annual fee for Qantas rewards |
| Discounted annual card fee for first-year | |
| Complimentary travel insurance | |
| 0.5 Qantas points on every $ spent | |
| Complimentary additional cardholder |
How to Apply for Westpac Altitude Qantas Platinum Credit Card?
To apply for the Westpac Altitude Qantas Platinum Credit Card, follow these simple steps:
- Check Eligibility: Ensure you meet eligibility criteria, which typically include being at least 18 years old and having a minimum annual income of $30,000.
- Gather Documentation: Prepare necessary documents such as proof of identity (e.g., driver’s license or passport), and income verification (e.g., payslips or tax returns).
- Visit the Application Page: Go to the Westpac website or the specific page for the Altitude Qantas Platinum Card.
- Complete Application: Fill out the application form with your details, including your name, address, contact information, and financial details.
- Terms and Conditions: Read terms and conditions of the credit card, including the fee structure, interest rates, and rewards program.
- Submit Your Application: After reviewing your information for accuracy, submit your application.
- Wait for Approval: You will receive a notification regarding the status of your application. If approved, you will receive your card in the mail.
- Activate Card: Once receive a card, follow instructions to activate it, which can usually be done online or via phone.
- Start Earning Points: After activation, you can begin using your card for eligible purchases to earn Qantas Points.
Wrap Up
The Westpac Altitude Qantas Platinum Card is a fantastic chance for individuals seeking to optimize their benefits. This card is ideal for regular travelers and fans of Qantas. It offers competitive Qantas Points earning potential, a range of travel incentives, and extensive insurance coverage.
The Westpac Altitude Qantas Platinum Card provides the flexibility and benefits to help you make the most of your spending, whether you’re traveling the world or handling regular bills. Check for more options, such as Westpac Altitude Qantas card lounge access, when you apply for the card.